Pradhan Mantri Suraksha Bima Yojana-PMSBY Plan/Scheme, Benefits, Eligibility & Premium Details
अच्छे दिन आने लागा . Prima Minister of India Shri. Narendra Modi today (9th May 2015) officially launch Pradhan Mantri Suraksha Bima Yojana at Najrul Manch, Kolkata (West Bengal). The rule and benfits of Pradhan Mantri Suraksha Bima Yojana-PMSBY are given below.Make-In-India -Dreams of every Indians.
PMSBY Scheme Details:
The scheme will be a one year cover renewable from year to year. Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of accident. The scheme would be offered /administered through Public Sector General Insurance Companies (PSGICs) and General Insurance Companies willing to offer the product on similar terms with necessary approval and tie up with Banks for this purpose.
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Scope of Coverage :
All saving Banks Account Holders in the age 18 years to 70 years in participating banks will be entitled to join. In case of multiple saving account held by an individual in one or different banks , the person would be eligible to join the scheme through one savings bank account only. Aadhar will be the primary KYC (know Your Customer) for the Bank Account.
Enrollment Modality/Period:
The cover shall be for one year period stretching from 1st June to 31st May for which option to join/pay by Auto-Debit from the designated Savings Account on the prescribed application form will be required to be given by 31st May of every year , extendable for 31st August 2015 in the initial year.
Benefits:
As per the following table
Table of Benefits | Sum Insured | |
A | Death | Rs. 2 lacks |
B | Total and irrecoverable loss of both eyes or loss of both hands or feet or loss of sight of one eye and loss of use of hand or feet | Rs.2 lacks |
C | Total and irrecoverable loss of sight of one eye or loss of use of one hand or feet | Rs.1 lack |
